How Fledge works
A free conversation, then the right next step. Nothing else to buy.
Buying a first home with family help pulls together lenders, lawyers, deposits and family dynamics, usually in the wrong order and usually too late. Fledge is the calm step before all of it.
Four steps, one free call, and a referral fee paid by the specialist, never by you.
The four steps.
- 01 You tell us where you’re up to A short form or a quick conversation. What you’re trying to do, and what’s worrying you. No documents, no commitment.
- 02 We help you see the whole picture We walk through your situation and the parts most families underrate (borrowing, gift vs loan, documentation, relationship risk, retirement, fairness) and tell you what actually matters for you.
- 03 We map your next steps You leave the conversation knowing what needs to happen, in what order, and what to decide before any money moves.
- 04 We connect you to the right specialist When you need a mortgage broker, a lawyer or a conveyancer, we introduce you to the right one from our network, at the right moment, not before you’re ready.
What Fledge is, and isn’t.
Fledge is
- One guide who sees the whole purchase, not one slice of it.
- A calm second opinion before you commit.
- A way to reach vetted specialists without starting from scratch.
- Free to talk to.
Fledge is not
- A bank or credit provider.
- A mortgage broker.
- A law firm or a financial adviser.
- Something you have to sign up to.
We sit before and between the specialists. We don’t replace them.
So how is this free?
How we make money.
Fledge is free for you to use. We’re able to guide you and connect you to the right partner because we’ve built a network of trusted specialists over years in lending and first-home ownership.
When we introduce you to a specialist and you choose to work with them, we may be paid a referral fee by that partner. It never costs you anything, and it never changes who we think is right for your situation. We only ever point you to the specialist that actually fits.
Full detail is in our General Advice Disclaimer.
What the conversation is actually like.
- It’s a conversation, not a sales call.
- It’s confidential.
- You don’t need paperwork or numbers ready, just where you’re up to.
- We come back to you within 24 hours of your enquiry.
- If now isn’t the right time, we’ll tell you that too.
You’ll finish the call knowing which three things matter, and which twenty don’t.
Who it’s for.
using family help, borrowing, deposits, schemes.
gift or loan, protecting the money, keeping it fair.
Not sure how your situation fits together?
That’s exactly the conversation to have first. Tell us where you’re up to and we’ll come back to you within 24 hours. No cost, no obligation.
- Independent guidance We’re a publisher and navigator, not a bank or broker.
- Experienced A Sydney team with a background in lending and first-home ownership.
- Confidential Your situation stays between us.